:root {
  --primary: #0066FF;
  --primary-dark: #0052CC;
  --primary-light: #E8F0FF;
  --secondary: #00C896;
  --secondary-dark: #00A878;
  --accent: #FF6B35;
  --accent-dark: #E55A28;
  --warning: #F59E0B;
  --danger: #EF4444;
  --success: #10B981;

  --text-primary: #1A1A2E;
  --text-secondary: #4A5568;
  --text-muted: #718096;
  --text-white: #FFFFFF;

  --bg-white: #FFFFFF;
  --bg-light: #F7F9FC;
  --bg-lighter: #EEF2FF;
  --bg-dark: #0F172A;
  --bg-darker: #0A1020;

  --border-color: #E2E8F0;
  --border-radius: 12px;
  --border-radius-lg: 20px;
  --border-radius-xl: 28px;

  --shadow-sm: 0 1px 3px rgba(0,0,0,0.08);
  --shadow-md: 0 4px 16px rgba(0,0,0,0.10);
  --shadow-lg: 0 8px 32px rgba(0,0,0,0.12);
  --shadow-xl: 0 20px 60px rgba(0,0,0,0.14);
  --shadow-primary: 0 8px 24px rgba(0,102,255,0.25);
  --shadow-secondary: 0 8px 24px rgba(0,200,150,0.25);

  --font-family: 'Inter', -apple-system, BlinkMacSystemFont, 'Segoe UI', sans-serif;
  --transition: all 0.3s cubic-bezier(0.4, 0, 0.2, 1);
  --transition-fast: all 0.15s ease;

  --container-max: 1200px;
  --header-height: 70px;
}

*, *::before, *::after {
  box-sizing: border-box;
  margin: 0;
  padding: 0;
}

html {
  scroll-behavior: smooth;
  font-size: 16px;
}

body {
  font-family: var(--font-family);
  color: var(--text-primary);
  background-color: var(--bg-white);
  line-height: 1.7;
  -webkit-font-smoothing: antialiased;
  -moz-osx-font-smoothing: grayscale;
  overflow-x: hidden;
}

img, svg { max-width: 100%; display: block; }

a {
  color: var(--primary);
  text-decoration: none;
  transition: var(--transition-fast);
}
a:hover { color: var(--primary-dark); }

ul { list-style: none; }

.container {
  max-width: var(--container-max);
  margin: 0 auto;
  padding: 0 24px;
}


::-webkit-scrollbar { width: 6px; }
::-webkit-scrollbar-track { background: var(--bg-light); }
::-webkit-scrollbar-thumb { background: var(--primary); border-radius: 3px; }


h1, h2, h3, h4, h5, h6 {
  font-weight: 700;
  line-height: 1.3;
  color: var(--text-primary);
}


.btn-primary {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: var(--primary);
  color: var(--text-white);
  padding: 14px 28px;
  border-radius: 50px;
  font-weight: 600;
  font-size: 0.95rem;
  transition: var(--transition);
  border: 2px solid var(--primary);
  cursor: pointer;
  text-decoration: none;
}
.btn-primary:hover {
  background: var(--primary-dark);
  border-color: var(--primary-dark);
  color: var(--text-white);
  transform: translateY(-2px);
  box-shadow: var(--shadow-primary);
}
.btn-primary.btn-lg {
  padding: 16px 36px;
  font-size: 1.05rem;
}

.btn-outline {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: transparent;
  color: var(--primary);
  padding: 14px 28px;
  border-radius: 50px;
  font-weight: 600;
  font-size: 0.95rem;
  transition: var(--transition);
  border: 2px solid var(--primary);
  cursor: pointer;
  text-decoration: none;
}
.btn-outline:hover {
  background: var(--primary);
  color: var(--text-white);
  transform: translateY(-2px);
  box-shadow: var(--shadow-primary);
}
.btn-outline--white {
  color: var(--text-white);
  border-color: rgba(255,255,255,0.6);
}
.btn-outline--white:hover {
  background: var(--text-white);
  color: var(--primary);
  border-color: var(--text-white);
}

/* ===== SECTION BADGE ===== */
.section-badge {
  display: inline-block;
  background: var(--primary-light);
  color: var(--primary);
  padding: 6px 18px;
  border-radius: 50px;
  font-size: 0.8rem;
  font-weight: 600;
  letter-spacing: 0.5px;
  text-transform: uppercase;
  margin-bottom: 14px;
}
.section-badge--green {
  background: rgba(16,185,129,0.12);
  color: var(--success);
}
.section-badge--yellow {
  background: rgba(245,158,11,0.12);
  color: var(--warning);
}
.section-badge--white {
  background: rgba(255,255,255,0.2);
  color: var(--text-white);
}


.section-header {
  text-align: center;
  max-width: 700px;
  margin: 0 auto 60px;
}
.section-header h2 {
  font-size: clamp(1.6rem, 3vw, 2.2rem);
  margin-bottom: 14px;
}
.section-header p {
  color: var(--text-secondary);
  font-size: 1.05rem;
}
.section-header--light h2,
.section-header--light p {
  color: var(--text-white);
}
.section-header--light p {
  opacity: 0.85;
}


.info-box {
  display: flex;
  align-items: flex-start;
  gap: 10px;
  padding: 12px 16px;
  border-radius: 10px;
  font-size: 0.88rem;
  margin-top: 14px;
  line-height: 1.5;
}
.info-box i { font-size: 1rem; flex-shrink: 0; margin-top: 2px; }
.info-box--blue {
  background: rgba(0,102,255,0.08);
  color: var(--primary);
  border-left: 3px solid var(--primary);
}
.info-box--orange {
  background: rgba(245,158,11,0.10);
  color: #92400E;
  border-left: 3px solid var(--warning);
}


.site-header {
  position: sticky;
  top: 0;
  z-index: 1000;
  background: rgba(255,255,255,0.96);
  backdrop-filter: blur(12px);
  -webkit-backdrop-filter: blur(12px);
  border-bottom: 1px solid var(--border-color);
  box-shadow: var(--shadow-sm);
  transition: var(--transition);
}

.header-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  height: var(--header-height);
}

.logo {
  display: flex;
  align-items: center;
  gap: 10px;
  text-decoration: none;
  color: var(--text-primary);
}
.logo--white { color: var(--text-white); }
.logo-icon {
  width: 40px;
  height: 40px;
  background: var(--primary);
  border-radius: 10px;
  display: flex;
  align-items: center;
  justify-content: center;
  color: white;
  font-size: 1.1rem;
  flex-shrink: 0;
}
.logo-text {
  font-size: 1.25rem;
  color: var(--text-primary);
  letter-spacing: -0.3px;
}
.logo-text strong { color: var(--primary); }
.logo--white .logo-text { color: var(--text-white); }
.logo--white .logo-text strong { color: var(--secondary); }

.nav-links {
  display: flex;
  align-items: center;
  gap: 8px;
}
.nav-links a {
  color: var(--text-secondary);
  font-weight: 500;
  font-size: 0.9rem;
  padding: 8px 14px;
  border-radius: 8px;
  transition: var(--transition-fast);
}
.nav-links a:hover { color: var(--primary); background: var(--primary-light); }
.btn-nav {
  background: var(--primary) !important;
  color: var(--text-white) !important;
  border-radius: 50px !important;
  padding: 9px 20px !important;
}
.btn-nav:hover {
  background: var(--primary-dark) !important;
  color: white !important;
}

.hamburger {
  display: none;
  flex-direction: column;
  gap: 5px;
  background: none;
  border: none;
  cursor: pointer;
  padding: 6px;
  border-radius: 8px;
  transition: var(--transition-fast);
}
.hamburger:hover { background: var(--bg-light); }
.hamburger span {
  display: block;
  width: 24px;
  height: 2px;
  background: var(--text-primary);
  border-radius: 2px;
  transition: var(--transition);
}
.hamburger.active span:nth-child(1) { transform: rotate(45deg) translate(5px, 5px); }
.hamburger.active span:nth-child(2) { opacity: 0; transform: translateX(-10px); }
.hamburger.active span:nth-child(3) { transform: rotate(-45deg) translate(5px, -5px); }

.mobile-menu {
  display: none;
  flex-direction: column;
  padding: 12px 24px 20px;
  border-top: 1px solid var(--border-color);
  background: white;
  gap: 4px;
}
.mobile-menu.active { display: flex; }
.mobile-menu a {
  color: var(--text-secondary);
  font-weight: 500;
  padding: 12px 16px;
  border-radius: 10px;
  transition: var(--transition-fast);
}
.mobile-menu a:hover { color: var(--primary); background: var(--primary-light); }


.hero {
  position: relative;
  background: linear-gradient(135deg, #0A1A4E 0%, #0052CC 50%, #0066FF 100%);
  padding: 100px 0 80px;
  overflow: hidden;
  min-height: 85vh;
  display: flex;
  align-items: center;
}

.hero-bg-shapes {
  position: absolute;
  inset: 0;
  pointer-events: none;
  overflow: hidden;
}
.shape {
  position: absolute;
  border-radius: 50%;
  opacity: 0.08;
}
.shape-1 {
  width: 600px; height: 600px;
  background: radial-gradient(circle, #fff, transparent);
  top: -200px; right: -100px;
  animation: pulse 8s ease-in-out infinite;
}
.shape-2 {
  width: 400px; height: 400px;
  background: radial-gradient(circle, #00C896, transparent);
  bottom: -100px; left: -80px;
  opacity: 0.12;
  animation: pulse 10s ease-in-out infinite 2s;
}
.shape-3 {
  width: 300px; height: 300px;
  background: radial-gradient(circle, #fff, transparent);
  top: 50%; left: 40%;
  animation: pulse 6s ease-in-out infinite 1s;
}
@keyframes pulse {
  0%, 100% { transform: scale(1); }
  50% { transform: scale(1.1); }
}

.hero-content {
  position: relative;
  z-index: 2;
  max-width: 780px;
}

.hero-badge {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: rgba(255,255,255,0.15);
  color: rgba(255,255,255,0.95);
  border: 1px solid rgba(255,255,255,0.25);
  padding: 8px 20px;
  border-radius: 50px;
  font-size: 0.85rem;
  font-weight: 500;
  margin-bottom: 24px;
  backdrop-filter: blur(10px);
}

.hero-title {
  font-size: clamp(2rem, 5vw, 3.2rem);
  color: white;
  line-height: 1.2;
  margin-bottom: 22px;
  letter-spacing: -0.5px;
}
.hero-title .highlight {
  background: linear-gradient(135deg, #FFD700, #FF6B35);
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
  background-clip: text;
}

.hero-desc {
  font-size: 1.1rem;
  color: rgba(255,255,255,0.88);
  margin-bottom: 36px;
  max-width: 640px;
  line-height: 1.8;
}

.hero-cta {
  display: flex;
  flex-wrap: wrap;
  gap: 14px;
  margin-bottom: 52px;
}
.hero-cta .btn-primary {
  background: white;
  color: var(--primary);
  border-color: white;
  font-size: 1rem;
  padding: 15px 32px;
  box-shadow: 0 8px 24px rgba(0,0,0,0.2);
}
.hero-cta .btn-primary:hover {
  background: #f0f0f0;
  color: var(--primary-dark);
  box-shadow: 0 12px 32px rgba(0,0,0,0.25);
}
.hero-cta .btn-outline {
  color: white;
  border-color: rgba(255,255,255,0.6);
  font-size: 1rem;
  padding: 15px 32px;
}
.hero-cta .btn-outline:hover {
  background: rgba(255,255,255,0.15);
  color: white;
  border-color: white;
}

.hero-stats {
  display: flex;
  align-items: center;
  gap: 0;
  background: rgba(255,255,255,0.10);
  border: 1px solid rgba(255,255,255,0.18);
  border-radius: var(--border-radius-lg);
  padding: 20px 28px;
  backdrop-filter: blur(10px);
  flex-wrap: wrap;
  gap: 10px;
}
.stat-item {
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 4px;
  flex: 1;
  min-width: 120px;
}
.stat-item i {
  color: rgba(255,255,255,0.7);
  font-size: 1.1rem;
  margin-bottom: 2px;
}
.stat-item span {
  color: white;
  font-weight: 600;
  font-size: 0.9rem;
}
.stat-item small {
  color: rgba(255,255,255,0.65);
  font-size: 0.75rem;
}
.stat-divider {
  width: 1px;
  height: 40px;
  background: rgba(255,255,255,0.2);
  flex-shrink: 0;
}


.breadcrumb-wrap {
  background: var(--bg-light);
  border-bottom: 1px solid var(--border-color);
  padding: 12px 0;
}
.breadcrumb {
  display: flex;
  align-items: center;
  gap: 8px;
  flex-wrap: wrap;
}
.breadcrumb li {
  display: flex;
  align-items: center;
}
.breadcrumb a {
  color: var(--text-muted);
  font-size: 0.85rem;
  font-weight: 500;
}
.breadcrumb a:hover { color: var(--primary); }
.breadcrumb .fa-chevron-right {
  font-size: 0.6rem;
  color: var(--text-muted);
}
.breadcrumb li:last-child span {
  color: var(--text-secondary);
  font-size: 0.85rem;
  font-weight: 500;
}


.intro-section {
  padding: 50px 0 30px;
}
.intro-card {
  display: flex;
  align-items: flex-start;
  gap: 20px;
  background: linear-gradient(135deg, #E8F0FF 0%, #F0FFF9 100%);
  border: 1px solid rgba(0,102,255,0.15);
  border-radius: var(--border-radius-lg);
  padding: 28px 32px;
}
.intro-icon {
  width: 56px;
  height: 56px;
  background: var(--primary);
  border-radius: 14px;
  display: flex;
  align-items: center;
  justify-content: center;
  color: white;
  font-size: 1.4rem;
  flex-shrink: 0;
  box-shadow: var(--shadow-primary);
}
.intro-text h2 {
  font-size: 1.2rem;
  margin-bottom: 10px;
  color: var(--text-primary);
}
.intro-text p {
  color: var(--text-secondary);
  font-size: 0.97rem;
  line-height: 1.75;
}


.steps-section {
  padding: 80px 0 60px;
  background: var(--bg-white);
}

.steps-wrapper {
  display: flex;
  flex-direction: column;
  gap: 0;
  margin-bottom: 40px;
}

.step-card {
  display: grid;
  grid-template-columns: 60px 80px 1fr;
  gap: 20px;
  align-items: start;
  background: var(--bg-white);
  border: 1px solid var(--border-color);
  border-radius: var(--border-radius-lg);
  padding: 28px 32px;
  position: relative;
  transition: var(--transition);
  box-shadow: var(--shadow-sm);
}
.step-card:hover {
  border-color: var(--primary);
  box-shadow: var(--shadow-md), 0 0 0 3px var(--primary-light);
  transform: translateX(4px);
}

.step-number {
  font-size: 2rem;
  font-weight: 800;
  color: var(--primary);
  opacity: 0.15;
  letter-spacing: -1px;
  line-height: 1;
  padding-top: 4px;
}
.step-card:hover .step-number { opacity: 0.3; }

.step-icon-wrap {
  width: 56px;
  height: 56px;
  background: var(--primary-light);
  border-radius: 14px;
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--primary);
  font-size: 1.3rem;
  flex-shrink: 0;
  transition: var(--transition);
}
.step-card:hover .step-icon-wrap {
  background: var(--primary);
  color: white;
  box-shadow: var(--shadow-primary);
}

.step-content h3 {
  font-size: 1.05rem;
  margin-bottom: 8px;
  color: var(--text-primary);
}
.step-content p {
  color: var(--text-secondary);
  font-size: 0.93rem;
  line-height: 1.7;
}
.step-content a { color: var(--primary); font-weight: 500; }

.step-channels {
  display: flex;
  flex-wrap: wrap;
  gap: 8px;
  margin-top: 14px;
}
.channel-tag {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  background: var(--primary-light);
  color: var(--primary);
  padding: 5px 14px;
  border-radius: 50px;
  font-size: 0.8rem;
  font-weight: 600;
}

.step-connector {
  display: flex;
  justify-content: center;
  align-items: center;
  padding: 8px 0;
  color: var(--primary);
  opacity: 0.4;
  font-size: 1rem;
}


.special-case-card {
  background: linear-gradient(135deg, #FFF7ED 0%, #FFFBEB 100%);
  border: 1px solid rgba(245,158,11,0.3);
  border-left: 4px solid var(--warning);
  border-radius: var(--border-radius-lg);
  padding: 28px 32px;
}
.special-case-header {
  display: flex;
  align-items: center;
  gap: 12px;
  margin-bottom: 14px;
}
.special-case-header i {
  color: var(--warning);
  font-size: 1.3rem;
}
.special-case-header h3 {
  font-size: 1.05rem;
  color: var(--text-primary);
}
.special-case-card p {
  color: var(--text-secondary);
  font-size: 0.93rem;
  line-height: 1.75;
  margin-bottom: 18px;
}
.btn-special {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: var(--warning);
  color: white;
  padding: 11px 24px;
  border-radius: 50px;
  font-weight: 600;
  font-size: 0.9rem;
  transition: var(--transition);
}
.btn-special:hover {
  background: #D97706;
  color: white;
  transform: translateY(-2px);
  box-shadow: 0 8px 24px rgba(245,158,11,0.35);
}


.requirements-section {
  padding: 80px 0;
  background: var(--bg-light);
}

.req-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 24px;
}

.req-card {
  background: white;
  border-radius: var(--border-radius-lg);
  padding: 30px 28px;
  box-shadow: var(--shadow-sm);
  border: 1px solid var(--border-color);
  transition: var(--transition);
}
.req-card:hover { box-shadow: var(--shadow-md); transform: translateY(-2px); }
.req-card--allowed { border-top: 4px solid var(--success); }
.req-card--notallowed { border-top: 4px solid var(--danger); }

.req-card-header {
  display: flex;
  align-items: center;
  gap: 14px;
  margin-bottom: 20px;
}
.req-card-header h3 {
  font-size: 1rem;
  color: var(--text-primary);
}
.req-icon {
  width: 44px;
  height: 44px;
  border-radius: 12px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.2rem;
  flex-shrink: 0;
}
.req-icon--green { background: rgba(16,185,129,0.12); color: var(--success); }
.req-icon--red { background: rgba(239,68,68,0.10); color: var(--danger); }

.req-list {
  display: flex;
  flex-direction: column;
  gap: 12px;
}
.req-list li {
  display: flex;
  align-items: flex-start;
  gap: 10px;
  font-size: 0.9rem;
  color: var(--text-secondary);
  line-height: 1.6;
}
.req-card--allowed .req-list li i {
  color: var(--success);
  font-size: 0.85rem;
  margin-top: 3px;
  flex-shrink: 0;
}
.req-card--notallowed .req-list li i {
  color: var(--danger);
  font-size: 0.85rem;
  margin-top: 3px;
  flex-shrink: 0;
}


.important-section {
  padding: 80px 0;
  background: var(--bg-white);
}

.important-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
}

.important-card {
  background: var(--bg-light);
  border: 1px solid var(--border-color);
  border-radius: var(--border-radius-lg);
  padding: 28px 24px;
  text-align: center;
  transition: var(--transition);
  position: relative;
  overflow: hidden;
}
.important-card::before {
  content: '';
  position: absolute;
  top: 0; left: 0; right: 0;
  height: 3px;
  background: linear-gradient(90deg, var(--primary), var(--secondary));
  transform: scaleX(0);
  transition: var(--transition);
}
.important-card:hover::before { transform: scaleX(1); }
.important-card:hover { box-shadow: var(--shadow-md); transform: translateY(-4px); }

.important-icon {
  width: 64px;
  height: 64px;
  background: var(--primary-light);
  border-radius: 16px;
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--primary);
  font-size: 1.5rem;
  margin: 0 auto 18px;
  transition: var(--transition);
}
.important-card:hover .important-icon {
  background: var(--primary);
  color: white;
  box-shadow: var(--shadow-primary);
}

.important-card h3 {
  font-size: 1rem;
  margin-bottom: 10px;
  color: var(--text-primary);
}
.important-card p {
  color: var(--text-secondary);
  font-size: 0.88rem;
  line-height: 1.7;
}


.fraud-section {
  padding: 80px 0;
  background: linear-gradient(135deg, #FFF1F2 0%, #FFF5F7 100%);
}

.fraud-card {
  background: white;
  border: 2px solid rgba(239,68,68,0.2);
  border-radius: var(--border-radius-xl);
  padding: 44px 44px;
  display: flex;
  gap: 28px;
  align-items: flex-start;
  box-shadow: var(--shadow-md);
}

.fraud-icon {
  width: 72px;
  height: 72px;
  background: rgba(239,68,68,0.10);
  border-radius: 20px;
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--danger);
  font-size: 1.8rem;
  flex-shrink: 0;
}

.fraud-content h2 {
  font-size: 1.4rem;
  color: var(--text-primary);
  margin-bottom: 12px;
}
.fraud-content > p {
  color: var(--text-secondary);
  font-size: 0.95rem;
  line-height: 1.75;
  margin-bottom: 24px;
}

.fraud-alerts {
  display: flex;
  flex-direction: column;
  gap: 16px;
  margin-bottom: 24px;
}
.fraud-alert-item {
  display: flex;
  gap: 14px;
  align-items: flex-start;
  background: rgba(239,68,68,0.05);
  border: 1px solid rgba(239,68,68,0.15);
  border-radius: 12px;
  padding: 16px 18px;
}
.fraud-alert-icon {
  width: 36px;
  height: 36px;
  border-radius: 10px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 0.9rem;
  flex-shrink: 0;
}
.fraud-alert-icon--red { background: rgba(239,68,68,0.12); color: var(--danger); }
.fraud-alert-item strong {
  display: block;
  font-size: 0.92rem;
  color: var(--text-primary);
  margin-bottom: 5px;
}
.fraud-alert-item p {
  font-size: 0.85rem;
  color: var(--text-secondary);
  line-height: 1.6;
  margin: 0;
}

.fraud-cta p {
  font-size: 0.9rem;
  color: var(--text-secondary);
  margin-bottom: 14px;
}
.btn-fraud {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: var(--danger);
  color: white;
  padding: 13px 26px;
  border-radius: 50px;
  font-weight: 600;
  font-size: 0.92rem;
  transition: var(--transition);
}
.btn-fraud:hover {
  background: #DC2626;
  color: white;
  transform: translateY(-2px);
  box-shadow: 0 8px 24px rgba(239,68,68,0.35);
}


.faq-section {
  padding: 80px 0;
  background: var(--bg-white);
}

.faq-list {
  max-width: 800px;
  margin: 0 auto;
  display: flex;
  flex-direction: column;
  gap: 12px;
}

.faq-item {
  background: white;
  border: 1px solid var(--border-color);
  border-radius: var(--border-radius);
  overflow: hidden;
  transition: var(--transition);
  box-shadow: var(--shadow-sm);
}
.faq-item.open {
  border-color: var(--primary);
  box-shadow: var(--shadow-md), 0 0 0 3px var(--primary-light);
}

.faq-question {
  width: 100%;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 12px;
  padding: 20px 24px;
  background: none;
  border: none;
  text-align: left;
  cursor: pointer;
  font-family: var(--font-family);
  transition: var(--transition-fast);
}
.faq-question:hover { background: var(--bg-light); }
.faq-item.open .faq-question { background: var(--primary-light); }

.faq-question span {
  font-weight: 600;
  font-size: 0.95rem;
  color: var(--text-primary);
  line-height: 1.5;
  flex: 1;
}
.faq-icon {
  color: var(--primary);
  font-size: 0.85rem;
  transition: var(--transition);
  flex-shrink: 0;
}
.faq-item.open .faq-icon { transform: rotate(180deg); }

.faq-answer {
  padding: 0 24px 20px;
  font-size: 0.92rem;
  color: var(--text-secondary);
  line-height: 1.75;
}
.faq-answer p { margin-bottom: 10px; }
.faq-answer p:last-child { margin-bottom: 0; }
.faq-answer ul {
  margin: 8px 0 10px 4px;
  display: flex;
  flex-direction: column;
  gap: 6px;
}
.faq-answer ul li {
  padding-left: 18px;
  position: relative;
  font-size: 0.9rem;
}
.faq-answer ul li::before {
  content: '•';
  position: absolute;
  left: 0;
  color: var(--primary);
  font-weight: bold;
}


.contact-section {
  padding: 80px 0;
  background: linear-gradient(135deg, #0052CC 0%, #0066FF 50%, #0080FF 100%);
  position: relative;
  overflow: hidden;
}
.contact-section::before {
  content: '';
  position: absolute;
  inset: 0;
  background: url("data:image/svg+xml,%3Csvg width='60' height='60' viewBox='0 0 60 60' xmlns='http://www.w3.org/2000/svg'%3E%3Cg fill='none' fill-rule='evenodd'%3E%3Cg fill='%23ffffff' fill-opacity='0.04'%3E%3Ccircle cx='30' cy='30' r='30'/%3E%3C/g%3E%3C/g%3E%3C/svg%3E");
}

.contact-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 20px;
  margin-bottom: 44px;
  position: relative;
  z-index: 1;
}

.contact-card {
  background: rgba(255,255,255,0.12);
  border: 1px solid rgba(255,255,255,0.2);
  border-radius: var(--border-radius-lg);
  padding: 28px 24px;
  text-align: center;
  backdrop-filter: blur(10px);
  transition: var(--transition);
  text-decoration: none;
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 8px;
  color: white;
}
.contact-card:hover {
  background: rgba(255,255,255,0.22);
  border-color: rgba(255,255,255,0.4);
  transform: translateY(-4px);
  box-shadow: 0 12px 32px rgba(0,0,0,0.15);
  color: white;
}

.contact-icon {
  width: 60px;
  height: 60px;
  background: rgba(255,255,255,0.15);
  border-radius: 16px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.4rem;
  color: white;
  margin-bottom: 4px;
  transition: var(--transition);
}
.contact-card:hover .contact-icon {
  background: white;
  color: var(--primary);
}

.contact-card h3 {
  font-size: 0.85rem;
  color: rgba(255,255,255,0.75);
  font-weight: 500;
  text-transform: uppercase;
  letter-spacing: 0.5px;
}
.contact-value {
  font-size: 0.98rem;
  font-weight: 700;
  color: white;
}
.contact-action {
  font-size: 0.82rem;
  color: rgba(255,255,255,0.7);
  display: flex;
  align-items: center;
  gap: 6px;
  margin-top: 2px;
}
.contact-action i { font-size: 0.7rem; }

.contact-cta {
  text-align: center;
  position: relative;
  z-index: 1;
}
.contact-cta p {
  color: rgba(255,255,255,0.8);
  margin-bottom: 20px;
  font-size: 0.95rem;
}
.contact-cta .btn-primary {
  background: white;
  color: var(--primary);
  border-color: white;
  font-size: 1rem;
}
.contact-cta .btn-primary:hover {
  background: #f0f4ff;
  color: var(--primary-dark);
  box-shadow: 0 8px 24px rgba(0,0,0,0.2);
}


.cta-bottom {
  padding: 60px 0;
  background: var(--bg-dark);
}
.cta-bottom-card {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 30px;
  flex-wrap: wrap;
}
.cta-bottom-text h2 {
  font-size: 1.5rem;
  color: white;
  margin-bottom: 8px;
}
.cta-bottom-text p {
  color: rgba(255,255,255,0.65);
  font-size: 0.93rem;
}
.cta-bottom-actions {
  display: flex;
  gap: 14px;
  flex-wrap: wrap;
  flex-shrink: 0;
}



.site-footer {
  background: var(--bg-darker);
  padding: 60px 0 0;
}

.footer-inner {
  display: grid;
  grid-template-columns: 2fr 1fr 1fr;
  gap: 48px;
  padding-bottom: 48px;
  border-bottom: 1px solid rgba(255,255,255,0.08);
}

.footer-brand p {
  color: rgba(255,255,255,0.5);
  font-size: 0.88rem;
  line-height: 1.7;
  margin-top: 14px;
  max-width: 280px;
}
.footer-brand .logo {
  color: white;
}
.footer-brand .logo .logo-icon {
  background: var(--primary);
}

.footer-links h4,
.footer-contact h4 {
  color: white;
  font-size: 0.9rem;
  font-weight: 600;
  margin-bottom: 18px;
  text-transform: uppercase;
  letter-spacing: 0.5px;
}

.footer-links ul,
.footer-contact ul {
  display: flex;
  flex-direction: column;
  gap: 10px;
}
.footer-links li a {
  color: rgba(255,255,255,0.55);
  font-size: 0.88rem;
  transition: var(--transition-fast);
}
.footer-links li a:hover { color: white; }

.footer-contact li {
  display: flex;
  align-items: center;
  gap: 10px;
  color: rgba(255,255,255,0.55);
  font-size: 0.88rem;
}
.footer-contact li i {
  color: var(--primary);
  font-size: 0.85rem;
  width: 16px;
  text-align: center;
  flex-shrink: 0;
}
.footer-contact li a {
  color: rgba(255,255,255,0.55);
}
.footer-contact li a:hover { color: white; }

.footer-bottom {
  padding: 20px 0;
  text-align: center;
}
.footer-bottom p {
  color: rgba(255,255,255,0.35);
  font-size: 0.82rem;
}
.footer-bottom .footer-disclaimer {
  margin-top: 4px;
}
.footer-bottom a { color: rgba(255,255,255,0.5); }
.footer-bottom a:hover { color: white; }


.back-to-top {
  position: fixed;
  bottom: 28px;
  right: 28px;
  width: 46px;
  height: 46px;
  background: var(--primary);
  color: white;
  border: none;
  border-radius: 12px;
  cursor: pointer;
  font-size: 1rem;
  display: flex;
  align-items: center;
  justify-content: center;
  transition: var(--transition);
  box-shadow: var(--shadow-primary);
  opacity: 0;
  visibility: hidden;
  transform: translateY(10px);
  z-index: 999;
}
.back-to-top.visible {
  opacity: 1;
  visibility: visible;
  transform: translateY(0);
}
.back-to-top:hover {
  background: var(--primary-dark);
  transform: translateY(-3px);
  box-shadow: 0 12px 28px rgba(0,102,255,0.4);
}




@media (max-width: 1024px) {
  .contact-grid {
    grid-template-columns: repeat(2, 1fr);
  }
  .footer-inner {
    grid-template-columns: 1fr 1fr;
    gap: 36px;
  }
  .footer-brand {
    grid-column: span 2;
  }
}

@media (max-width: 900px) {
  .step-card {
    grid-template-columns: 50px 70px 1fr;
    gap: 16px;
  }
  .important-grid {
    grid-template-columns: repeat(2, 1fr);
  }
}


@media (max-width: 768px) {
  :root {
    --header-height: 64px;
  }

  .nav-links { display: none; }
  .hamburger { display: flex; }

  .hero {
    padding: 80px 0 60px;
    min-height: auto;
  }
  .hero-title { font-size: clamp(1.7rem, 7vw, 2.5rem); }
  .hero-desc { font-size: 0.97rem; }
  .hero-cta { gap: 12px; }
  .hero-cta .btn-primary,
  .hero-cta .btn-outline { padding: 13px 24px; font-size: 0.92rem; }
  .hero-stats {
    justify-content: center;
    gap: 14px;
    padding: 16px 20px;
  }
  .stat-divider { display: none; }
  .stat-item { min-width: 80px; }

  .step-card {
    grid-template-columns: 1fr;
    gap: 14px;
    padding: 22px 20px;
  }
  .step-number { font-size: 1.4rem; }
  .step-icon-wrap { width: 48px; height: 48px; font-size: 1.1rem; }

  .req-grid { grid-template-columns: 1fr; }
  .important-grid { grid-template-columns: 1fr; gap: 16px; }

  .fraud-card {
    flex-direction: column;
    padding: 28px 24px;
    gap: 20px;
  }
  .fraud-icon { width: 56px; height: 56px; font-size: 1.4rem; }

  .contact-grid { grid-template-columns: repeat(2, 1fr); gap: 16px; }

  .cta-bottom-card {
    flex-direction: column;
    text-align: center;
  }
  .cta-bottom-actions { justify-content: center; }

  .footer-inner {
    grid-template-columns: 1fr;
    gap: 28px;
  }
  .footer-brand { grid-column: auto; }

  .intro-card {
    flex-direction: column;
    gap: 16px;
    padding: 22px 20px;
  }

  .back-to-top { bottom: 20px; right: 20px; }

  .section-header { margin-bottom: 40px; }
  .steps-section, .requirements-section, .important-section,
  .fraud-section, .faq-section, .contact-section { padding: 60px 0; }
}

@media (max-width: 480px) {
  .container { padding: 0 16px; }
  .hero { padding: 70px 0 50px; }
  .hero-cta { flex-direction: column; }
  .hero-cta a { width: 100%; justify-content: center; }
  .contact-grid { grid-template-columns: 1fr; }
  .cta-bottom-actions { flex-direction: column; width: 100%; }
  .cta-bottom-actions a { width: 100%; justify-content: center; }
  .special-case-card { padding: 22px 18px; }
  .fraud-card { padding: 22px 18px; }
  .faq-question { padding: 16px 18px; }
  .faq-answer { padding: 0 18px 16px; }
}


@keyframes fadeInUp {
  from { opacity: 0; transform: translateY(24px); }
  to   { opacity: 1; transform: translateY(0); }
}
@keyframes fadeIn {
  from { opacity: 0; }
  to   { opacity: 1; }
}

.animate-fade-up {
  animation: fadeInUp 0.6s ease forwards;
}


@media print {
  .site-header, .back-to-top, .hero-cta, .contact-section, .cta-bottom { display: none !important; }
  body { color: black; }
  a { color: black; text-decoration: underline; }
}